ABOUT QGX DIGITAL
QGX Digital was founded in 2019 by analysts with over 20 years of experience in technology applied in the financial market.
Additionally, the founders have also worked in companies such as XP Investimentos, BTG Pactual, Americas Trading Group, M4U/Cielo and Petrobras, among others.
QGX Digital is able to support companies of any size and industry to offer digital accounts and distribute financial products in the movement known as Embedded Finance.


What is the purpose that inspires us?
Our inspired purpose is to expand the offering of digital accounts, taking a significant step towards reducing the barriers that limit the financial system. That’s why we believe that all companies should have the opportunity to offer digital accounts and reap the benefits of becoming a fintech.
We also believe that the future of people’s relationship with financial products will come from companies that offer these functionalities as a secondary feature of their core offering (embedded fintech).
Meet our founders:

Raphael Oliveira
CEO
Raphael Oliveira holds a Bachelor’s degree in Information Systems from the Federal University of Rio de Janeiro and an MBA in Business Management from Fundação Getúlio Vargas.

Mauro Silvares
CCO
Mauro Silvares holds a Bachelor’s degree in Computer Science and an MBA in Business Management. With over 15 years of experience in software development and IT governance at Petrobras, he brings extensive expertise to his role as Chief Commercial Officer.

Arthur Stockler
CTO
Arthur Stockler is a full-stack developer and software engineer with over 20 years of experience in systems projects for the financial market and payment industry. With his expertise, he plays a key role as the Chief Technology Officer in driving technological advancements and innovation at our company.
TIMELINE
Check out the significant milestones that make up the history of QGX Digital:
- 2019
- QGX Instituição de Pagamentos is established.
- 2020
- Launch of our White-label Banking as a Service platform.
- Commencement of operations as a White-label BaaS solution for non-financial companies.
- Selected for the Darwin Startups accelerator program, competing with over 300 startups in a panel composed of companies such as B3, RTM, Sinqia, and Banco Safra.
- 2021
- Start of acceleration process with Darwin Startups and its partners (B3, Sinqia, Banco Safra, and RTM).
- 2022
- Launch of the new Embedded Finance technology for Financial Institutions and Payment Institutions.
- Banco BMG announces its intention to acquire a stake in QGX, pending approval from the Central Bank.
In the media